YOUR USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH THE COMPANY IN CONNECTION WITH THIS WEBSITE ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS, ALSO REFERRED TO AS “TERMS OF USE”. CLICKING ONTO WEB PAGES BEYOND THE WEBSITE’S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS OF USE WHETHER OR NOT YOU COMPLETE A TRANSACTION WITH THE COMPANY AND WHETHER OR NOT YOU COMPLETE YOUR TRANSACTION ON THE WEBSITE OR THROUGH OTHER CHANNELS, SUCH AS BY PHONE, BY EMAIL, FACSIMILE OR OTHERWISE. IF YOU DO NOT AGREE TO THE TERMS OF USE, YOU MAY NOT USE THIS WEBSITE.

This website is owned and operated by Homespire, Inc. dba Homespire Home Loans, 540 Gaither Rd, Ste 400, Rockville MD 20850, Linthicum, MD 21090, which is referred to below as “Homespire” or “Homespire Home Loans” or “we” or “us” or “Company” or “our.”

You agree that:

• Your use of this website is subject to and governed by these Terms of Use.
• You will only access or use this website and transact business with us if you are at least 18 years old.
• You will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website.
• Each use of this website by you indicates and confirms your assent to, and agreement to be bound by these Terms of Use.
• These Terms of Use are a legally binding agreement between you and Homespire.

You agree that you will not use or attempt to use this website for any purpose other than conducting mortgage related business with Homespire as a bona fide client.

• Interfere with contractual relationships between Homespire and its employees.
• Engage in unlawful, harmful, or destructive activities.
• Transmit spam, advertisements, or unsolicited communications.
• Transmit harmful software, malware, or viruses.
• Harvest email addresses from the website.
• Attempt unauthorized access to network services.
• Impersonate another person or entity.
• Upload offensive, defamatory, threatening, or illegal content.
• Infringe on intellectual property rights.
• Upload confidential, proprietary, or trade secret information unlawfully.

Homespire reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.

You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining all necessary hardware, software, electrical power, telecommunications, Internet services, and related products required to access and use this website.

The trademarks, service marks, logos, slogans, and designs appearing on this website are the property of Homespire or their respective owners and are protected by applicable intellectual property laws.

All website content, source code, text, graphics, functionality, design, layout, services, and other materials are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, reproduce, publish, distribute, modify, reverse engineer, frame, transmit, or create derivative works from any website content without express written permission.

For your convenience, this website may contain links to third-party websites. Homespire does not endorse or control such websites and is not responsible for their content, products, services, or materials.

Homespire may revise or modify these Terms of Use at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms.

For information regarding how personal information is collected, used, and protected, please review our Privacy Policy.

You agree to indemnify and hold harmless Homespire, its affiliates, employees, officers, directors, agents, vendors, and licensors from any claims, damages, losses, liabilities, costs, and expenses arising from your use of this website or violation of these Terms of Use.

The website and all content are provided on an “AS IS” basis without warranties of any kind, either express or implied. Homespire disclaims all warranties including merchantability, fitness for a particular purpose, title, and non-infringement.

Under no circumstances shall Homespire be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of the use of or inability to use this website.

Do not use this website or email for time-sensitive instructions related to loans, closings, or other critical transactions. Such instructions must be confirmed in writing by Homespire.

You agree to provide accurate, current, complete, and truthful information when submitting inquiries, applications, or requests through this website.

If any provision of these Terms of Use is found to be unlawful or unenforceable, the remaining provisions shall remain in full force and effect.

For disclosures and licensing information please visit the licensing page provided by Homespire.

Homespire respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA). Copyright owners may submit notices requesting removal of infringing content.

The Company is an equal opportunity employer. Any complaints regarding employment practices should be directed to the Human Resources Department.